Definīcija:The Directive on capital adequacy of investment firms and credit institutions deals with risks other than credit risk, to which investment firms and banks are exposed. The Directive divides the books of a bank into its trading book (q.v.) and the "non-trading book" (q.v.) and the "requirements" are calculated in relation to the trading book part. The provisions relevant for banks are those dealing with the calculation of position risk, where hedged positions carry much reduced requirements, foreign exchange risk and settlement risk.